Apply online
Fill in your company details and upload your documents — takes around 10 minutes. No UK presence needed.
Who is it for?
Built for businesses who want an account with no monthly fees — with local and international payment rails, and the option to issue plastic and virtual cards.
Perfect if you...
Receive local and international paymentsPay local and overseas suppliersUse multiple financial toolsWant to separate business financesRun a UK Ltd
From juggling multiple providers to one account that does it all
Simplify your business finances. Save time, reduce costs, and stay in control.
The confusing standard flow
Too many logins.
Too much hassle.
Too much hassle.
Wise
International Transfers
Barclays
Business Banking
Payoneer
Vendor Payments
Pleo
Cards & Expenses
🖥️
Multiple logins & platforms
📋
Manual transfers & reconciliations
💸
High fees & poor FX rates
⏰
Wasted time, more admin
⚠️ Higher costs. More risk. Less time for what matters.
The Amaiz all-in-one account
One account.
Everything you need.
Everything you need.
amaiz
))))
🌐
Multi-currency accounts
⇄
International payments
💳
Business
cards
cards
🏦
Local & global rails
📊
One dashboard full control
🖥️
One login
One dashboard
One dashboard
🔄
Real-time
payments
payments
⬇️
Transparent fees
Business cards
Business cards
🚀
Save time
Grow faster
Grow faster
✅ Lower costs. Less admin. More time to grow.
When standard banking isn't enough
"Why should I pay a monthly fee just to keep my business money separate?"
Amaiz Business has no monthly subscription — and for Be Clever With Your Cash readers, no onboarding fee either (usually £49). No extra cost just to have a proper business account.
"My business and personal money are all mixed together."
Apply for a dedicated Amaiz Business account in 10 minutes and get a Mastercard business card, so every business transaction is kept separate from your personal spending.
"Opening a business account felt like weeks of paperwork."
Amaiz's application is 100% digital — apply online, complete verification, get a decision by email, and start sending and receiving payments with no branch visits or paperwork piles.
"I might need to pay suppliers or customers abroad eventually."
Get access to multiple payment rails — Faster Payments (FPS), SEPA, SWIFT, and local payment methods — all built into your Amaiz Business account, ready for whenever you need them.
Accounts, cards, and payments — all in one place
No extra providers, no separate setups.
Faster Payments for UK banking
Send and receive GBP payments instantly via Faster Payments.
Mastercard virtual & plastic cards
Issue cards for team expenses, day-to-day spending or payouts.
Regulated & safeguarded
FCA-regulated e-money institution with funds held in ring-fenced, safeguarded accounts.
Up to 6 currency accounts
Manage GBP, EUR, USD, AED, CHF, and HKD from one dashboard.
SWIFT, SEPA & local payment methods
Send international transfers via SWIFT, SEPA, and local rails in 96 countries.
Card payouts & mass payments
Push payouts to Visa and Mastercard cards, or send bulk payments to hundreds of recipients.
Amaiz Business pricing
No hidden fees. No monthly subscription. Be Clever With Your Cash readers get the £49 onboarding fee waived.
Monthly subscriptionFree
Onboarding fee£49Free for this offer
Mastercard® virtual card issuing£2
Mastercard® plastic card issuing£10
Faster Payments in / out commission£1
SEPA in / out commission0.25%, min €5
SWIFT in / out commission0.25% + £20
Payment to another Amaiz accountFree
Payment between your own accountsFree
Standard rates for UK-based, low-risk businesses. Fees may vary based on your business risk category — confirmed at onboarding. VAT may apply. Applications are subject to eligibility checks, verification, and approval.
Open your account in three steps
No branch visits, no paperwork piles. The whole process is digital — submit your documents and our team handles the review.
KYB review
Our compliance team reviews your application. You'll be notified of the outcome by email.
Start sending & receiving
Open your currency accounts, issue cards, and make your first payment — all from one dashboard.
Why businesses switch to Amaiz
From monthly fees to unnecessary admin, traditional banking wasn't built the way businesses actually work. Amaiz is.
| Capability | Amaiz | Traditional UK banks | Why it matters |
|---|---|---|---|
| Monthly & onboarding fees Ongoing account costs | ✓ £0 monthly, £0 onboarding for BCWYC readers (usually £49) | Often free at first — fees commonly apply once an introductory period ends | No surprise monthly charge once any free-banking period ends. |
| Multi-currency accounts GBP, EUR, USD, and more | ✓ Up to 6 currencies | Limited — GBP only or separate setups | One platform instead of multiple providers. |
| SEPA & SEPA Instant EUR payments within Europe | ✓ Included | Limited / gated | Hold EUR and send SEPA without requiring a separate setup. |
| Local payment methods 96 countries | ✓ Available | ✗ Usually no | Avoid SWIFT costs where local rails are faster and cheaper. |
| Card payouts Push to Visa / Mastercard | ✓ Visa & Mastercard | ✗ Usually no | Pay recipients without collecting bank details. |
| Non-resident onboarding Foreign directors, no UK visit | ✓ 100% digital | ✗ Usually requires UK presence | Open a UK business account from anywhere. |
| Mass payments & card payouts Affiliates, contractors, suppliers | ✓ Batch & push-to-card | ✗ Usually no | Pay hundreds of recipients in one go, no one-by-one transfers. |
Claim your Be Clever With Your Cash offer
- ✓ £0 monthly
- ✓ £0 onboarding
- ✓ FCA-regulated
- ✓ Mastercard business card
- ✓ Multi-currency & international payments built in when you need them
🔥 — reader spots left
Common questions
What's included in the Be Clever With Your Cash offer?
Readers who apply via this page get the £49 onboarding fee waived, in addition to Amaiz Business's standard £0 monthly subscription. All other pricing, including transaction fees, is unchanged — see the pricing section above for the full breakdown. Applications are subject to eligibility checks, verification, and approval.
Do I need to use the multi-currency or international features?
No. You can use Amaiz just like any other UK business account — GBP payments via Faster Payments and a Mastercard business card, with no monthly fee. The multi-currency accounts, SEPA, SWIFT, and international payment rails are there at no extra setup cost if and when you need them, so you won't need to switch banks later.
Is Amaiz a bank?
No. Amaiz Ltd is an authorised e-money institution (aEMI) regulated by the UK Financial Conduct Authority (No. 900857). Customer funds are not covered by the FSCS but are held in ring-fenced, safeguarded accounts under UK e-money regulations.
Can a non-UK resident or foreign director open an account?
Yes. Amaiz onboards non-resident founders and businesses with foreign directors entirely online — no UK address or branch visit required. All applications are subject to KYB verification and approval. Fees may vary for non-resident founders and businesses with foreign directors — confirmed at onboarding.
Which currencies are available?
Up to 6 currency accounts per business: GBP, EUR, USD, AED, CHF, and HKD — all managed from one dashboard with a single onboarding process.
What payment rails are available?
Faster Payments (UK GBP), SEPA (EUR, Europe), SWIFT (international), local payment methods (96 countries), and card payouts (Visa and Mastercard) — all from one setup. Virtual cards, multi-currency accounts, and mass payments are also available.
Who can use an Amaiz business account?
Amaiz provides business accounts for companies of all sizes, all risk categories, and from a variety of industries. You must be over 18 and agree to our terms and conditions to apply for an account.