1
Apply online
Fill in your company details and upload your documents — takes around 10 minutes. No UK presence needed.
Who is it for?
Built for businesses managing UK and international payments, cross-border supply chains, and multi-currency balances — including those with foreign directors or complex structures that traditional banks often turn away.
Common use cases include, but are not limited to:
Import & ExportStartupsIT & SoftwareProfessional services
Holding companiesRecruitment & staffingProperty & real estateNon-resident founders
From juggling multiple providers to one account that does it all
Simplify your business finances. Save time, reduce costs, and stay in control.
The confusing standard flow
Too many logins.
Too much hassle.
Too much hassle.
Wise
International Transfers
Barclays
Business Banking
Payoneer
Vendor Payments
Pleo
Cards & Expenses
Multiple logins & platforms
Manual transfers & reconciliations
High fees & poor FX rates
Wasted time, more admin
⚠️ Higher costs. More risk. Less time for what matters.
The Amaiz all-in-one account
One account.
Everything you need.
Everything you need.
Multi-currency accounts
Payment cards
Local rails
International payments
One login
One dashboard
Real-time
payments
Transparent
fees
Save time
Grow faster
✅ Lower costs. Less admin. More time to grow.
When standard banking isn't enough
"I'm logging into three different providers just to move money."
Amaiz consolidates GBP, EUR, USD, AED, CHF and HKD into one platform — one login, one onboarding, one fee structure.
"My bank won't open an account because my director isn't UK-based."
Amaiz is 100% digital. Non-resident founders and businesses with foreign directors can apply and be approved without setting foot in the UK.
"SWIFT fees are eating into every international payment."
Use local payment rails in 96 countries where they're cheaper and faster — and SWIFT only when you actually need it.
"Paying 50 contractors each month is a full-day job."
Batch payments let you send to hundreds of recipients at once. Or push payouts directly to Visa and Mastercard cards — no bank details needed from recipients.
Accounts, cards and payments — all in one place
No extra providers, no separate setups.
Up to 6 currency accounts
GBP, EUR, USD, AED, CHF and HKD — managed from one dashboard. No separate provider per currency.
Mastercard virtual & plastic cards
Issue cards for team expenses, media buying, advertising spend or payouts. Scale to thousands of cards.
Faster Payments & SEPA Instant
UK GBP transfers via Faster Payments. EUR via SEPA and SEPA Instant for eligible European recipients.
SWIFT & local payment methods
International transfers via SWIFT plus local rails in 96 countries, 70 currencies.
Card payouts & mass payments
Push payouts to Visa and Mastercard cards, or process bulk payments to hundreds of recipients at once.
Regulated & safeguarded
FCA-regulated e-money institution (No. 900857). Funds held in ring-fenced, safeguarded accounts.
Simple, transparent pricing
No hidden fees. No monthly subscription. One onboarding fee to get set up.
Monthly subscriptionFree
Onboarding fee£49
Mastercard® virtual card issuing£2
Mastercard® plastic card issuing£10
Faster Payments in / out commission£1
SEPA in / out commission0.25%, min €5
SWIFT in / out commission0.25% + £20
Payment to another Amaiz accountFree
Payment between your own accountsFree
Standard rates for UK-based, low-risk businesses. Fees may vary based on your business risk category — confirmed at onboarding. VAT may apply.
Open your account in three steps
No branch visits, no paperwork piles. The whole process is digital — submit your documents and our team handles the review.
2
KYB review
Our compliance team reviews your application. You'll be notified of the outcome by email.
3
Start sending & receiving
Open your currency accounts, issue cards, and make your first payment — all from one dashboard.
Why businesses switch to Amaiz
Traditional banks weren't built for cross-border money movement. Amaiz was.
| Capability | Amaiz | Traditional UK banks | Why it matters |
|---|---|---|---|
| Multi-currency accounts GBP, EUR, USD and more | ✓ Up to 6 currencies | Limited — GBP only or separate setups | One platform instead of multiple providers. |
| SEPA & SEPA Instant EUR payments within Europe | ✓ Included | Limited / gated | Hold EUR and send SEPA without a separate account. |
| Local payment methods 96 countries | ✓ Available | ✗ Usually no | Avoid SWIFT costs where local rails are faster and cheaper. |
| Card payouts Push to Visa / Mastercard | ✓ Visa & Mastercard | ✗ Usually no | Pay recipients without collecting bank details. |
| Non-resident onboarding Foreign directors, no UK visit | ✓ 100% digital | ✗ Usually requires UK presence | Open a UK business account from anywhere. |
| Mass payments & card payouts Affiliates, contractors, suppliers | ✓ Batch & push-to-card | ✗ Usually no | Pay hundreds of recipients in one go, no one-by-one transfers. |
One account for all business needs
£0 monthlyFCA-regulatedMastercard business cardMulti-currency & international payments built in when you need them
Common questions
Is Amaiz a bank?
No. Amaiz Ltd is an authorised e-money institution (aEMI) regulated by the UK Financial Conduct Authority (No. 900857). Customer funds are not covered by the FSCS but are held in ring-fenced, safeguarded accounts under UK e-money regulations.
Can a non-UK resident or foreign director open an account?
Yes. Amaiz onboards non-resident founders and businesses with foreign directors entirely online — no UK address or branch visit required. All applications are subject to KYB verification and approval.
Which currencies are available?
Up to 6 currency accounts per business: GBP, EUR, USD, AED, CHF and HKD — all managed from one dashboard with a single onboarding process.
What does onboarding cost?
There is a one-time onboarding fee of £49. There is no monthly subscription fee. Transaction fees apply per payment — see the pricing section above for the full breakdown.
What payment rails are included?
Faster Payments (UK GBP), SEPA (EUR, Europe), SWIFT (international), local payment methods (96 countries) and card payouts (Visa and Mastercard) — all from one account. Virtual cards, multi-currency accounts and mass payments are also included.
Who can use an Amaiz business account?
Amaiz provides business accounts for companies of all sizes, all risk categories and from a variety of industries. You must be over 18 and agree to our terms and conditions to apply for an account.