Pricing

Our pricing starts as low as £0 per month, and your fees depend on the size and risk category of your business.

Account service fees

Monthly subscription
VAT may apply
Free
Onboarding fee
£49
Mastercard® virtual card issuing
£2
Mastercard® plastic card issuing
£10

Incoming and outgoing transaction fees

FPS
£1
SEPA
0.25%, min €5
SWIFT
If available
0.25%, min £20
Payment to another Amaiz account
Free
Payment between own accounts
Free
FX conversion fee for transfers between your own accounts in different currencies
2.00% mark-up applied to the mid-market exchange rate
2%
Payment cancellation/investigation
£89

Extra fees

Card replacement
£10
Merchant chargeback
Acquiring product
£50 per case
Payment Dispute (Chargeback)
Cardholder side
£20 per case
ATM fees for withdrawals
3rd party fees may apply
Free
Account statement
Free if downloaded via App/Web login
£20 per request
Account reference letter request
£100 per letter
Optional express shipping
£50 per letter
Card payments in a foreign currency
Mark-up applied to the Mastercard exchange rate; third-party fees may apply
2.20%
VAT may apply. Higher-risk businesses may have different fees, confirmed at onboarding.

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© 2026 Amaiz. All rights reserved. Amaiz Ltd is registered in England and Wales under company number 10977384. Registered office: 20 Little Britain, London, United Kingdom, EC1A 7DH. Amaiz Ltd is an e-money institution under UK Electronic Money Regulations 2011, regulated by the Financial Conduct Authority (No. 900857). Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Amaiz is not a bank. We provide e-money accounts for our customers and don’t take risks with their money. Customer funds are not covered by the Financial Services Compensation Scheme (FSCS). Your money is kept in a protected, ring-fenced account, safeguarded under UK Electronic Money Regulations 2011. Please read our Terms & Conditions for full details of responsibilities and authorisations related to Amaiz accounts.